Residential Mortgage Credit Reports (RMCRs)
- 48 hour turnaround time
- Borrower receives a complete copy with an
explanation letter
- Non-traditional credit verified (utilities, insurance,
etc.)
- Consumers interviewed
- Mortgage and landlord ratings
Merged Infile Reports
- Single, double, or triple-merged reports with scores
- Online accessible 24/7
Merged Plus Reports
- Updates to merged infile reports
- Fast delivery within hours
Fannie and Freddie Approved
- Fannie Mae using Desktop Originator / Desktop Underwriter via
MornetPlus
- Freddie Mac using Loan Prospector via the Internet
Flood Zone Determination
- Life of loan coverage
- HMDA census tracking
Tax Return Verification Service
- Up to 3 years of tax return information available
- Concise, easy-to-read format
Business Credit Reports
- For your self-employed borrowers and builders
MCS credit reports meet all requirements
of FNMA, FHLMC, FHA, VA and other private investors.
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